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Health Insurance for Student Visa Renewal in Italy – Already in the Country, Need Help

366 views 3 replies 4 participants last post by  Oglaged  
Discussion starter
1 post · ed 2025
Hi everyone,
I’m currently studying in Italy and my student permesso di soggiorno (residence permit) is due for renewal soon. One of the required documents is proof of health insurance coverage, and that’s where I’m running into trouble.
I’m already in Italy, and it turns out that most travel insurance policies are not valid once you have a residence permit (they’re meant for tourists). At the same time, many private international health insurance plans can’t be purchased once you're already abroad, or they exclude coverage in your country of residence.
I've looked into ing with the Italian national health service (SSN), but the process seems long and complicated — and I’m not sure it would be valid quickly enough for my renewal deadline. Also, the university didn’t offer much guidance on this part, just said “bring valid insurance.”
Does anyone have recent experience with this?
  • Are there any insurance providers that offer policies specifically for students already in Italy with a residence permit?
  • What wording do they need to see on the policy for the renewal to be accepted?
  • Is there a way to enroll in the SSN quickly as a non-EU student?
I’d really appreciate any recommendations, links, or tips from anyone who’s gone through this already. Thanks in advance!
 
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That's for Rome. If you're in a different area the payment code I'd assume to be different but it doesn't look hard. Just need to pay the fee and a bunch of autocertifications

L'iscrizione deve essere effettuata nel Distretto in cui si ha la residenza anagrafica ovvero l'effettiva dimora (domicilio).
Documentazione necessaria
  • permesso di soggiorno valido (o richiesta di rinnovo dello stesso)
  • autocertificazione di residenza o dichiarazione di effettiva dimora
  • codice fiscale
  • ricevuta di pagamento del contributo previsto (modello F 24).

Devono produrre ulteriore certificazione:
  • gli studenti (autocertificazione di iscrizione al corso di studio)
 
generali do a health insurance policy for foreigners for this purpose. The assicurazione volontaria was always pretty easy in my experience. Go to the asl ask for it, they tell you how much, pay it at the PO and then back to the asl with your docs, and its done. Obviously it runs Jan to Dec so you will be paying a full year for 8 months cover. However, there are private insurers will give you insurance - the trick is knowing which particular ones will be accepted by your questura for PdS purposes. If you have the possibility to ask at the questura for a list of approved insurers it would help you. Otherwise as Nick suggests above go down the assicurazione volontaria route.
 
Hey! I was in exactly the same situation a couple of months ago — studying in Italy on a permesso di soggiorno for educational purposes, and I had to renew it. The insurance part nearly drove me crazy, honestly. Most travel insurances don’t count once you’re on a student residence permit, and the private international ones often either exclude Italy as a “country of residence” or can’t be bought once you’re already abroad.
I also looked into the SSN (Servizio Sanitario Nazionale), but like you said — it takes time, the paperwork is confusing, and I wasn’t sure it would be valid in time for the renewal appointment. Plus, as a non-EU student, it’s not always clear where to start.
After a lot of digging, I finally found an insurance option that actually works for students already living in Italy on a study permit. It’s offered through this provider: insure.travel .
Here’s what I liked and what worked for me:
  • You can purchase the policy while already in Italy.
  • It’s specifically valid for student permesso di soggiorno renewal.
  • The policy clearly states that it covers long-term stay for study purposes, which was crucial — they checked that wording carefully at the Questura.
  • The process was all online, and I got the policy by email within minutes.
  • It’s accepted in multiple countries too — so if someone’s in a similar situation in Portugal, Greece, Slovenia, Lithuania, etc., it might work for them too.
The renewal office accepted it without any issues. I printed the full policy and brought a translation just in case (wasn’t needed, but better safe than sorry). Honestly, I wouldn’t have found this option if not for a forum post, so hope this helps someone else!
Let me know if you need help figuring out how to fill in the form — I some fields were a bit tricky.
 
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